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Financing Options

Get the AC or plumbing system you need, with payments that work for your budget.

Special Financing

Special financing for 18 months with approved credit, so you can move forward on the project you need now.

  • 18-month term
  • Affordable monthly payments
  • Subject to credit approval

Extended Terms

Special financing for 120 months with approved credit, so larger projects stay budget-friendly.

  • 120-month term
  • Affordable monthly payments
  • Subject to credit approval

Apply in Minutes

Apply online through Wells Fargo from your own computer, phone, or tablet. Most applicants get a decision in minutes.

  • Quick online application
  • Decision in minutes
  • Apply from your own device

How It Works

1

Get Your Quote

We provide a complete quote for your project, including all equipment and installation costs.

2

Apply Online

A few-minute online application with Wells Fargo Bank, N.A. Approval is often instant. Jump to the application →

3

Choose Your Terms

Select the payment plan that works best for your budget, from special financing terms to extended monthly payments.

4

Enjoy Your New System

We install your new equipment, and you enjoy improved comfort with manageable monthly payments.

How to Apply

We've teamed up with Wells Fargo Bank, N.A. to offer special financing on our services. Start your application online and most applicants get a decision in minutes.

Click the banner below to start your Wells Fargo application.

Apply for financing through Wells Fargo with approved credit

Opens in a new tab on the Wells Fargo secure site.

Have questions about the program? Call us at 602-560-8989 or ask your technician, and we are happy to walk you through how the financing works.

Wells Fargo requires the application to be completed by you on your own device, so we cannot fill it out for you.

Special financing offered through Wells Fargo Bank, N.A. with approved credit. See application for full terms and conditions.

Financing FAQs

What credit score do I need to qualify?

Financing is available for a range of credit profiles, and approval decisions are made by Wells Fargo Bank, N.A. Stronger credit generally unlocks better terms, but it's worth applying to see what you qualify for.

What can I finance?

Any service we provide. New AC installations, equipment replacements, plumbing projects, and even smaller repairs. There is no minimum transaction amount.

How do I apply?

You apply online through Wells Fargo using your own computer, phone, or tablet. Most applicants get an instant decision. The application must be completed by you, but if you have questions about the program, your technician or our office at 602-560-8989 are happy to walk you through how it works.

Are there any hidden fees?

No hidden fees from Local Roots. The price we quote is the price you pay. Financing terms come directly from Wells Fargo, and you'll see the full payment schedule and any fees on the application before you accept.

Ready to Get Started?

Call us for a quote and ask about financing options for your project.

Call 602-560-8989